Personal Checking Accounts

Totally FREE Checking*

  • FREE Basic Checks
  • FREE Debit Card Usage**
  • FREE Online Banking & Mobile Banking
  • FREE E-Statements
  • NO Monthly Maintenance Charges

*Totally Free Checking-This is a non-interest-bearing account and no minimum balance requirements apply. No monthly maintenance charges will be associated with this account.** ATM transaction fees charged by Prudential will be waived. This does not include foreign currency conversion +ICAB fee or fees charged by ATM’s not owned by Prudential Bank. Refer to the separate fee schedule provided to you at account opening for information about other fees and charges associated with this account. Free basic checks for the life of this account. Style of check is chosen by Prudential Bank.

Regular Checking

An interest bearing, low fee option with unlimited check writing.

  • Earn .01% APY**
  • $100.00 minimum to open
  • $200.00 minimum daily balance to avoid monthly service charge of $5.00
  • $300.00 minimum daily balance to earn interest and obtain APY
  • Debit card available
  • Rate may change after account opening

**Annual Percentage Yield effective as of 3/3/2021 and subject to change without notice. Fees may reduce earnings. Deposits are accepted at the discretion of Prudential Bank

Student Checking

  • Non-Interest Bearing
  • Requires the owner to be 18 years of age , present a Student ID, and to be currently enrolled in an educational institution
  • $1.00 to open the account
  • A $15.00 service charged will be assessed when the customer turns 30 or is no longer enrolled in class.
  • No minimum maintenance balance requirement

Senior Checking

  • Non-Interest Bearing
  • Must be 62 years old or older
  • Must deposit $1.00 to open account
  • Must have recurring monthly direct deposit (for example, social security or other pension) in order to avoid $5.00 monthly Service Charge.
  • Free check printing for Senior style checks
    • 50% off all other styles.
  • No minimum maintenance balance requirement
  • No ATM Fees*

* ATM transaction fees charged by Prudential will be waived. This does not include foreign currency conversion +ICAB fee or fees charged by ATM’s not owned by Prudential Bank. Refer to the separate fee schedule provided to you at account opening for information about other fees and charges associated with this account.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. What this means for you when you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.
Zellepay logo

Mobilize your money with Zelle.

Zelle is a convenient way to send money using your mobile banking app or online banking account.