#1 Checking*

    • No minimum balance
    • Free online Banking
    • Free Bill Pay
    • Free Mobile Banking
    • No ATM Fees*
    • No Monthly Service Charge*

*Requires a monthly average relationship balance of $2,000.00.  Relationship balances include the aggregate average balance for any deposit accounts using the identical taxpayer ID number on record.  A monthly service charge of $15.00 and ATM usage fees will be charged if requirements are not met.  The Average Balance Method establishes an average balance for a period, i.e., monthly or quarterly. The average daily balance is determined by adding the full amount of principal in the account for each day of the cycle and dividing that figure by the number of days in the cycle. Your account balance each day is the ending balance of the account from the previous day, plus deposits and minus withdrawals made that business day.

Checking Account

An interest bearing, low fee option with unlimited check writing.

  • Earn .03% APY**
  • $100.00 minimum to open
  • $200.00 minimum to avoid monthly charge
  • $300.00 minimum to earn interest and obtain APY
  • ATM card available

**Interest Rates subject to change without notice. Fees may reduce earnings.
Deposits are accepted at the discretion of Prudential Savings Bank



To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. What this means for you when you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.