Totally FREE Checking*
- FREE Basic Checks
- FREE Debit Card Usage**
- FREE Online Banking & Mobile Banking
- FREE E-Statements
- NO Monthly Maintenance Charges
*Totally Free Checking-This is a non-interest-bearing account and no minimum balance requirements apply. No monthly maintenance charges will be associated with this account.** ATM transaction fees charged by Prudential will be waived. This does not include foreign currency conversion +ICAB fee or fees charged by ATM’s not owned by Prudential Bank. Refer to the separate fee schedule provided to you at account opening for information about other fees and charges associated with this account. Free basic checks for the life of this account. Style of check is chosen by Prudential Bank.
*Requires a monthly average relationship balance of $2,000.00. Relationship balances include the aggregate average balance for any deposit accounts using the identical taxpayer ID number on record. A monthly service charge of $15.00 and ATM usage fees will be charged if requirements are not met. The Average Balance Method establishes an average balance for a period, i.e., monthly or quarterly. The average daily balance is determined by adding the full amount of principal in the account for each day of the cycle and dividing that figure by the number of days in the cycle. Your account balance each day is the ending balance of the account from the previous day, plus deposits and minus withdrawals made that business day.
An interest bearing, low fee option with unlimited check writing.
- Earn .03% APY**
- $100.00 minimum to open
- $200.00 minimum average daily balance to avoid monthly charge
- $300.00 minimum average daily balance to earn interest and obtain APY
- ATM card available
**Annual Percentage Yield effective as of 02/25/2019 and subject to change without notice. Fees may reduce earnings.
Deposits are accepted at the discretion of Prudential Bank
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. What this means for you when you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.