
Personal Checking Accounts
Totally FREE Checking*
- FREE Basic Checks
- FREE Debit Card Usage**
- FREE Online Banking & Mobile Banking
- FREE E-Statements
- NO Monthly Maintenance Charges
*Totally Free Checking-This is a non-interest-bearing account and no minimum balance requirements apply. No monthly maintenance charges will be associated with this account.** ATM transaction fees charged by Prudential will be waived. This does not include foreign currency conversion +ICAB fee or fees charged by ATM’s not owned by Prudential Bank. Refer to the separate fee schedule provided to you at account opening for information about other fees and charges associated with this account. Free basic checks for the life of this account. Style of check is chosen by Prudential Bank.
Regular Checking
An interest bearing, low fee option with unlimited check writing.
- Earn .01% APY**
- $100.00 minimum to open
- $200.00 minimum daily balance to avoid monthly service charge of $5.00
- $300.00 minimum daily balance to earn interest and obtain APY
- Debit card available
- Rate may change after account opening
**Annual Percentage Yield effective as of 3/3/2021 and subject to change without notice. Fees may reduce earnings. Deposits are accepted at the discretion of Prudential Bank
Student Checking
- Non-Interest Bearing
- Requires the owner to be 18 years of age , present a Student ID, and to be currently enrolled in an educational institution
- $1.00 to open the account
- A $15.00 service charged will be assessed when the customer turns 30 or is no longer enrolled in class.
- No minimum maintenance balance requirement
Senior Checking
- Non-Interest Bearing
- Must be 62 years old or older
- Must deposit $1.00 to open account
- Must have recurring monthly direct deposit (for example, social security or other pension) in order to avoid $5.00 monthly Service Charge.
- Free check printing for Senior style checks
- 50% off all other styles.
- No minimum maintenance balance requirement
- No ATM Fees*
* ATM transaction fees charged by Prudential will be waived. This does not include foreign currency conversion +ICAB fee or fees charged by ATM’s not owned by Prudential Bank. Refer to the separate fee schedule provided to you at account opening for information about other fees and charges associated with this account.