Prudential Bank has been serving the community for over 125 years.  We pride ourselves on having exceptional Customer Service.  We have opportunities available for individuals looking to start or continue their careers in the financial field.  We are looking for out-going, detailed oriented, accurate and friendly individuals who want to join our team.  Computer skills are required.Prudential Bank has the following openings:
Email:  resumes@prudentialbanker.com


Staff Accountant

The Staff Accountant reports directly to the Accounting / Operations Manager.

The duties of this position include, but are not limited to:

  • Daily accounting operations, handling all aspects of general ledger including daily general ledger postings and reconciliations.
  • Assist with the monthly close process.
  • Assist with accounting function applicable to investments.
  • Process monthly Fixed Assets.
  • Support Accounts Payable.
  • Send Outgoing Wires and Post Incoming Wires.
  • Assist with other positions in department when necessary.
  • Performs additional duties as required.

The position requires the following qualifications:

  • Associates degree in Accounting with 4 years experience
  • Bachelors degree in Accounting with 2 years experience
  • Proficient in Excel.
  • Ability to communicate clearly and concisely.
  • Ability to produce a high volume of work quickly, accurately and of high quality.
  • Experience working with outside auditors and regulatory examiners a plus.

Portfolio Manager

The Portfolio Manager reports directly to the Chief Credit Officer.

Basic Function: Monitors portfolio of existing commercial and consumer loans to ensure sustained credit quality, manages all loan maturities and performs annual review process.

Job responsibilities include:

  • Manages system of tracking and monitoring financial statement receipt, annual review completion status and processing of maturities
  • Spreads all updated financial information received
  • Analyzes all existing loans in the portfolio on an at least annual basis. Full annual reviews will be required according to bank policy
  • Makes recommendations of risk rating changes to CCO
  • Prepares extension and renewal documents for review and approval
  • Makes recommendations on how to most appropriately handle matured and reviewed loans
  • Works with existing customers to develop additional business when possible. Communicates to Loan Officers additional lending needs
  • Oversees the process of coordinating purchased participations for funding including monitoring of covenant compliance and documentation review

Loan Servicing / Loan Processing Administration

The Loan Servicing / Loan Processing Administration reports directly to the Vice President, and the Credit Administration / Chief Credit Officer.

Basic Function: Performs various administrative, clerical, and customer service duties related to Mortgage, Consumer, and Commercial Loan servicing and review. Loan Origination and Processing.

Job responsibilities include:

  • Performs various duties relating to loan processing, including verifying customer information, inputting closed and loan applications and producing residential documents.
  • Order credit reports, title search, flood certification, appraisals.
  • Review, disclose, process, and close residential loan applications.
  • Prepares and maintains loan files.
  • Assembles documents, checks documents for accuracy, and enters loan information in system.
  • Prepares, coordinates and administers monthly/annual reports including HMDA.
  • Promotes financial services and products.
  • Keeps informed of new financial services related developments, policies, and laws.
  • Complies with all Bank, Federal and State Regulatory policies and procedures.
  • Promotes the Bank’s commitment to high quality personal service in the minds of Bank staff, customers, prospects, and the community.
  • Promotes and fosters teamwork and a positive work environment, treating employees with respect and providing full support and encouragement.
  • Complies with federal, state, and bank policies and procedures including following Bank procedures for compliance with Bank Secrecy Act and related regulations as may be applicable to the job responsibilities.
  • Performs additional duties as assigned.

Credit Analyst

The Credit Analyst reports directly to the Senior Credit Analyst / Chief Credit Officer.

Basic Function: Analyzes new Commercial Loan Requests and works with Loan Officers to prepare loan presentations for approval according to Bank Policies.

Job responsibilities include:

  • Work with Lenders on new and existing relationships in understanding the cash flow, balance sheet quality and overall strengths and weaknesses of the transaction.
  • Work with Lenders to provide timely response and turnaround by monitoring and prioritizing pipeline.
  • Work with Lenders to collect all required financial information and perform due diligence search.
  • Prepare analyses of new loan requests.
  • Spread financial statements of borrowers and guarantors.
  • Calculate all ratios required for a full analysis.
  • Evaluate the primary source of repayment for each loan/project being financed by the Bank.
  • Evaluate the secondary source of repayment based on guarantor support.
  • Evaluate the tertiary source of repayment based on the type, value and access to collateral.
  • Research and report on the current status and future expectations with respect to the industry segment(s) related to the borrower(s).
  • Communicate with Management any concerns in credit quality or structure prior to finalizing analysis.
  • Prepare a complete credit approval memorandum for review by the Chief Credit Officer, the Lender and the Chief Lending officer prior to submission for approval.
  • Assist Portfolio Manager in annual review process.

Financial Center Manager

The Financial Center Manager reports directly to the VP, Operations Officer/Marketing Director.

Basic Function: Responsible for handling a wide range of duties including the financial center employees, managing the day to day financial activities, assisting in the growth and development of sales to ensure productivity targets are met. Maintaining effective relationship with clients thus, helping in exceeding the loan and deposit goals for their branch.

Job responsibilities include:

  • Plan, direct, manage, and evaluate Financial Center operations ensuring the efficient and effective operation of each assigned FC.
  • Proactively participate in, and encourage, the promotion of deposit and lending products and services through outside business development activities.
  • Display an active role in consumer and commercial lending functions through interviewing loan applicants, completing and submitting loan applications, preparing and reviewing required documents, coordinating the execution of contracts and organizing FC lending activities in connection with Lending Officers.
  • Oversee FC operations while promoting teamwork, fostering a positive work environment, and treating staff with respect; providing leadership, guidance, and advice in regards to individual responsibilities, authority levels, and appropriate communication channels, helping to resolve any employee conflicts, escalating as necessary.
  • Mentor, coach, and serve as role model to Service Managers providing a particular emphasis on business development.
  • Provide recommendations regarding staff employment status, salary adjustments, promotions, transfers, and terminations to appropriate sources.
  • Respond to customer questions and concerns; consulting with them to ensure satisfaction, and helping to resolve any complaints.
  • Participate in the preparation and monitoring of FC budgets, focusing on long-term profitability and growth within assigned regions.
  • Maintain open communication with Operations Officer and other departments to discuss new opportunities for service development in the FC community as well as resolve any operational issues
  • Maintain physical facilities of the FC in a clean, safe, and professional manner.
  • Promote and maintain the bank’s values and commitment to high quality personal service towards prospective and existing clients, staff and communities served by the bank
  • Contribute to the development and implementation of FC operational processes and procedures, ensuring adherence to Federal, State, and Bank Policies, as well as compliance with the Bank Secrecy Act and related regulations as may be applicable to position responsibilities.
  • Plans business development activities and calls to build new business relationships and promote current customer retention.
  • Complies with federal, state, and bank policies and procedures including following Bank procedures for compliance with Bank Secrecy Act and related regulations as may be applicable to the job responsibilities.
  • Assumes additional responsibilities as required.

Financial Center Service Manager

The Financial Center Service Manager reports directly to the Financial Center Manager.

Basic Function: Assign and direct all work performed in the branch and to supervise all areas of operation. Manage staff, foster a positive environment and ensure customer satisfaction.

Job responsibilities include:

  • Supervise daily operations of Financial Center ensuring efficient and effective functionality, coordinating with FC Manager regarding work assignments and staff scheduling.
  • Responsible for reviewing and maintaining daily logs, opening and closing branch.
  • Responsible for various FC auditing/reporting activities.
  • Maintain an active role in consumer and commercial lending functions through interviewing loan applicants, completing and submitting loan applications, preparing and reviewing required documents, and contract closings.
  • Proactively participate in, and encourage, the promotion of financial products and services, assisting customers in obtaining the most appropriate product to fit their current need.
  • Provide quality service to perspective and existing customers in order to maximize client satisfaction, exhibiting the ability to understand and explain a wide array of products, services and policies.
  • Perform various customer service related duties including opening and maintaining accounts for deposit products, processing IRA and Safe Deposit Box related requests, processing return mail and other customer related requests.
  • Interact through verbal and written communication with customers, representatives, external financial institutions, and coworkers in a professional manner.
  • Promote and foster teamwork and a positive work environment, treating staff with respect; provide leadership, guidance, and advice in regards to individual employee responsibilities, authority levels, and appropriate communication channels, and help to resolve any employee conflicts, escalating as appropriate.
  • Complete various audit procedures in a timely manner, as prescribed by Bank Compliance and Security procedures.
  • Maintain attendance records for FC staff, approving timecard submissions bi-weekly.
  • Guiding and advising personnel in the more complex phases of their work
  • Provide recommendations to FC Manager regarding staff employment status, salary adjustments, promotions, transfers, and terminations.
  • Contribute to the development and implementation of FC operational processes and procedures, ensuring adherence to Federal, State, and Bank Policies, as well as compliance with the Bank Secrecy Act and related regulations as may be applicable to position responsibilities.
  • Complies with federal, state, and bank policies and procedures including following Bank procedures for compliance with Bank Secrecy Act and related regulations as may be applicable to the job responsibilities.
  • Assumes additional responsibilities as required

Residential Mortgage Loan Originator wanted to join our growing dynamic team.  Align yourself with a company that values YOU and puts your career in a collaborative environment with room to grow.

Responsibilities:

  • Prospect for leads using a variety of methods (building referral relationships with realtors, builders, accountants, existing bank clients).  The successful candidate is expected to have these relationships already in-place with a history of viable referrals to support a significant pipeline of residential loans.
  • Responsible for prospective borrower pre-qualification to determine maximum mortgage allowed.
  • Maintain current knowledge of all regulations and offer clients the best mortgage products for their needs. Work with clients and internal administrative team to ensure timely completion of each loan.

Requirements:

  • 2+ years’ Mortgage Sales experience
  • Have current state licenses
  • Solid understanding of loan and eligibility requirements for various mortgage products (FNMA, FHLMC, ARM & Jumbo, etc.…)
  • Excellent communication skills.
  • Must have a proven record of generating conforming residential mortgage loans in Philadelphia, Bucks, Montgomery, Chester, Delaware  and Lehigh counties in Pa.  Camden, Gloucester, Burlington, Ocean, Cape May and Atlantic counties in NJ.
  • Customer-oriented, organized, and able to thrive in fast-paced environment.

Please submit your resume for consideration, with salary requirements to resumes@prudentialbanker.com


Commercial Loan Officer

The Commercial Loan Officer is under the general supervision of the CLO.  In conformance with established policies and operation procedures, this position performs a wide variety of sales and administrative duties in support of the Commercial Lending Department.

  • Maintains working knowledge and understanding of all Commercial loan products detailed in the Bank’s Loan Policy
  • Targets, develops and maintains both new and existing commercial account relationships. Assists Branch Managers in their sales efforts; including calls to real estate brokers, local businesses, attorneys and accountants in order to promote commercial products and services. Makes joint calls with retail personnel as needed.
  • Promotes the bank’s interests and pursues opportunities for business expansion and enhancement. Participates in the development and coordination of the Commercial Loan department’s related marketing efforts.
  • Conducts interviews with loan applicants and provides them with general and specific loan information such as rates and required qualifications. Assists customers in completing loan applications.
  • Communicates on a regular basis with Senior Management to provide feedback on customer related quality of service issues.
  • Completes Activity/Tracking Logs as directed

 

Minimum Qualifications Required

  • Bachelor’s degree in related business field
  • Minimum of 5 years progressively responsible experience in commercial lending and related functions.
  • Strong working knowledge of regulatory compliance, accounting and finance and asset/liability management.
  • Able to create a good impression with internal/external clients, co-workers and vendors.
  • Able to verbally communicate clear and concise messages to internal/external clients, coworkers and vendors.
  • Strong communications skills, both oral and written
  • Ability to multitask while prioritizing responsibilities and tasks
  • Computer literate with the ability to utilize programs, including but not limited to utilize Microsoft Word and Excel
  • Strong analytical, problem solving and mathematical skills
  • Capable of making decision and sound judgment as it relates to all client, employee and Bank matters

Tellers-Full Time/Part-Time

Locations:

Philadelphia, PA
Drexel Hill, PA
Huntingdon Valley, PA

Duties of a Teller: Greet the customers, process bank transactions, cross-sell bank products.  All tellers must be able to handle money, and have an aptitude for numbers.   Strong customer service skills, positive attitude is essential.   A high school level education or equivalent is required.

All applicants will be subject to a background check and a credit check.

We offer competitive pay ranges and Full Time employees receive an excellent benefits package with a generous retirement plan.   Prudential Bank also offers tuition reimbursement plan for employees who have completed one year of service.  We encourage employees to continue professional development through education.
Please forward resume to:

Prudential Bank
1834 W Oregon Ave
Philadelphia Pa 19145
1-215-755-1500
FAX-215-336-7122
Email:  resumes@prudentialbanker.com

Prudential Bank is an Equal Opportunity Employer of women, minorities, protected veterans and individuals with disabilities. All qualified applicants will receive consideration for employment without regard to race, color, national origin, gender, age, religion, disability, sexual orientation, veteran status, or marital status.